AAOC Resident Screening

Comprehensive resident screening is critically important in your evaluation of prospective renters. Knowing who you are renting to can help you avoid costly evictions, repairs and other headaches down the road. AAOC can help you find out if your applicant has had prior issues with evictions, bad credit, bounced checks, or other problems.

AAOC's Resident Screening Services Include:

  • TransUnion Credit Reports & FICO Score
    The TransUnion database contains more than 200 million files and contains information provided by more than 85,000 credit-granting institutions. It is updated, audited, and monitored on a regular basis so you can count on current, comprehensive information. With TransUnion Credit Reports, and easy-to-use report gives you data from retail stores, banks and other financial institutions to help you determine the risk of a prospect.

  • Eviction and Resident History
    One of the most crucial portions of your rental decision is determining how the applicant has paid previous rental obligations. Get a clear, unbiased understanding of your applicant's tenant history by checking for past evictions.  Our members have access to one of the nation's largest and most complete eviction databases. Every day court reporters are loading new data to provide you with the most accurate and timely information available.

  • CrossCheck Bad Check Search
    Know if your prospective tenant has written bad checks to previous landlords, even in other states.  A complete report will reveal returned checks for the past seven years in all 50 states.

  • Nationwide Criminal Search
    It's important to know who will be living on your property.  A criminal check will reveal felonies, misdemeanors and outstanding warrants at the state and county levels of all 50 states.  Find out about convictions, judgments and other legal actions that may make an applicant a risk.

    • Sex Offender Data
      A sex offender in one of your units could put your other tenants at risk and possibly make you liable for criminal activity.  A sex offender search reveals not only criminal history, but registered sex offenders in both your local area and in the FBI's national database.
    • Social Trace
      Verify if a person is who he or she says they are with a series of cross references.  Social Trace combines verification, validation, and risk detection process to instantly authenticate consumer identities, and automatically flag discrepancies.

AAOC's Resident Screening Packages:

  • CREDIT CHECK
    • TransUnion Credit Check & Fico Score
    • Social Trace 
  • VALUE CHECK
    • TransUnion Credit Check & FICO Score
    • Eviction and Resident History
    • Social Trace
  • TOTAL CHECK
    • TransUnion Credit Check & FICO Score
    • Eviction and Resident History
    • Social Trace
    • CrossCheck Bad Check Search
  • DELUXE CHECK
    • TransUnion Credit Check & FICO Score
    • Eviction and Resident History
    • Social Trace
    • CrossCheck Bad Check Search
    • Nationwide Criminal Search
  • QUICK CHECK
    • Eviction and Resident History
    • Social Trace
    • CrossCheck Bad Check Search
    • Nationwide Criminal Search

Sample Report:
Want to know what you get with the AAOC's Resident Screening Services? Download a sample report below!
Download the Sample AAOC Resident Screening Report [PDF]

Compliance Packet:
As a result of increased credit fraud cases, credit bureaus are now placing stringent requirements on businesses accessing personal credit information.

To accommodate this, the AAOC is required to ensure all legal mandates are met under the Federal Credit Reporting Act. To service you, we have provided the Tenant Screening/Credit Checking Compliance Requirements packet as a PDF file. This provides a checklist of all documents we must obtain from you.

Download the AAOC Compliance Packet [PDF]